[human20190310]

> The rest of the capital to fund development

The article mentions "...high rates of borrowing on weekend nights as evidence that loans are marketed and taken in moments of inebriated revelry."

Assuming that's true, and considering all the data these fintech operations are collecting, surely they can't believe they're funding development rather than consumption.

[wutbrodo]

> high rates of borrowing on weekend nights as evidence that loans are marketed and taken in moments of inebriated revelry."

Is it evidence that they're marketed as such?

[vageli]

Is it really unusual to start a business after the hours of your usual occupation? Where is the correlation with inebriation?