[vorpalhex]

How is any investor supposed to be able to do any level of research approaching that depth, much less a college kid or your grandparents?

"Sorry Grandpa, I know you thought that company was on the up and up, but we're gonna have to take your retirement."

[cies]

exactly. no boundless protection for your capital/investments. you can do all kinds of other investments! but this kind of structure pushes corps to become "walk over dead bodies" evil, and investors not giving a shit.