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by urban_strike
2470 days ago
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One thing that stuck out to me was you mentioned needing 10 more years of work to reach your early retirement goals. That sounds like a really long time to me, considering how negative your experience is with working. If you get your savings rate up to 75-80%, it shouldn't take you more than a few years to earn your freedom for life, even if it's a fairly modest existence. For what it's worth, that's my plan. Save another 2-3 years then retire to live frugally (in US or abroad) on about $20-24k a year, 3-3.5% withdrawal rate. Having to hang in there for 2-3 years can be rough at times, but 10 years would be crushing. |
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