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by lensopra
2476 days ago
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> When your net worth is too risky (for your personality) get more tight. > When you feel comfortable with your number you can loosen up a bit. I don't feel inclined to try this method. You've basically described how every highschooler manages their wallet. The system falls apart (or turns into a budget) the moment you have a single problem to solve. Example. I have $10,000 in my checking account and a $15,000 car loan, so my net worth is -$5,000. Either I don't buy groceries this month, or I admit that I need to know more than my net worth to make financial decisions. |
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