[brianmcd]

> I was very unpleasantly surprised that it was possible to lose a substantial part of my retirement fund contributions, taken out of my salary, after quitting.

To be clear, anything you directly contributed from your paycheck is yours and isn't subject to vesting. That's always your money. The part that may have vesting rules is the employer contribution.

[CodeMage]

Thanks for clarifying that. It turns out I misunderstood the concept. I still think it's a good idea to mention it, because I find it all depressingly confusing and usually part of the fine print that rarely gets pointed out.