[sploink]

Personal risk, yes. Malpractice is covered by insurance. Bankers risk their clients' money, not their own (for the most part). As long as they perform their job competently, there is little risk compared to an entrepreneur who has had to quit their job and invest their personal funds into their venture.

[RickRoll]

Really? How about the risk, that one won't be able to complete his degree, after investing a lot of money and time? Or that he'll make a mistake, which will get him blacklisted from good jobs.

One knows all the risks involved in his job, and few in other's jobs.