[onetimemanytime]

>>"But I worry that it's vulnerable to bad people."

You worry too much for them, that's why they charge a hefty interest fee. A certain % of non-payments or partial payments are built in.

[jonathonadler]

They probably have some data science and a decent fraud model to keep risk within an acceptable band too.

[onetimemanytime]

either way it's a business move, they either win or loose. If they get screwed, they'll end it and take a loss. Part of business, they're not doing it as charity.

[softawre]

> Stripe

> Decent fraud model

Yeah, I would think so.