[d2viant]

I'm not sure that article convinces me yet. Here is the experience of my employer, which offered 3 different healthcare plans for employees. Healthcare plan costs skyrocketed this year, to the tune of 30%-50% (not necessarily due to the healthcare bill, but a damaging hit nonetheless). As a result, the company was forced to eliminate the two most expensive plans that it did offer and consolidate down to the lowest cost one. In turn, many people were forced onto a plan they had never been on before.

He surveyed a couple different health insurance providers, but not a complete sampling by any means. Those providers he surveyed could very well have been the ones offering the cheaper plans. So I have to ask the question, could we be seeing a consolidation in the market rather than just an explosion of coverage?

[byoung2]

The article seems to focus more on small businesses (fewer than 50 employees) who have not historically offered health care plans but are now starting to offer them because of the tax cut in the new law. The numbers appear to support the conclusion that at least this part of the law is working.