My office requires 2fa login. You can set up text notifications but all our documentation mentions smartphone apps. My bank used a smart phone for 2fa, no text or card reader options available. My credit card is app only. Parking in my city is discounted using their app. Real time transport information (bus and taxi) is app only. It’s possible to do without but things are much less painful with a smart phone.
Do they use TOTP? That can be done with a browser extension as well.
> My bank used a smart phone for 2fa, no text or card reader options available.
That sounds rather exceptional, which bank is this? I know one of the twelve or so Dutch banks does this (Bunq, a newcomer), but if any of the larger ones would drop non-smartphone authentication it would run into political trouble.