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by mindslight
2486 days ago
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Due to the constraints on understanding, I believe "fine print" in contracts carries zero moral weight. In order for Visa and Mastercard to credibly claim people have opted in, there needs to be an overt choice (no default already-checked option) as part of the direct card relationship, as well as specific consideration for that specific aspect of the relationship to remove any incentive to downplay the choice. Furthermore, I do not view a person's associating with Visa/MC in today's society to be in any way voluntary - opting out is only possible at significant personal expense. So the mere existence of a business relationship also cannot be a basis for general consent. (As an aside: people generally do not contract with Visa/MC directly) Taken together, these put "abuse" of a "business relationship" is in the exact same category as interjected actions by "third" parties - unwanted transgressions. They only feel different because we've become fatigued to accepting these transgressions when they pad someone else's bottom line. And yes I am aware of the context of the discussion. I wouldn't personally do such a thing, but that doesn't mean I wouldn't applaud someone who did. |
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Hardly. There are other creditors, and if you aren't worried about credit at all (and there are other ways to build credit), then you can use cash, buy gift card variants of their products which don't link to you, use some other provider (paypal), or some other form of payment entirely in some cases (e.g. cryptocurrency). There are more choices now than ever before.
> Taken together, these put "abuse" of a "business relationship" is in the exact same category as interjected actions by "third" parties - unwanted transgressions. > I wouldn't personally do such a thing, but that doesn't mean I wouldn't applaud someone who did.
The only way I can read this is as you condoning additional violations of someone's privacy just because you think it's for the best this time. As I've noted, I don't think your value judgements have any place in my life, nor my interactions with other parties.
This has nothing to do with whether the whether the credit card company was justified in doing what they did, it has to do with people minding their own business and not violating other people's privacy. If you think the credit card companies are going too far, then calk to the authorities for legal action or legislative remedy. I applaud that action, but I don't want your vigilante activism, and I don't condone breaking the law by people that think they're more special than other people because they're doing it for "a good reason" or because "it's really just helping people".
I guess it's nice that you wouldn't do it yourself, but why would you applaud someone doing something that you wouldn't do yourself? It's real simple, if you can't or don't want to ask for permission to do something for someone else, then you shouldn't be doing that thing.