I'm tapping out here if you're just going to keep going in on semantics my dude. You're not addressing the real point, that your credit score can be used against you in housing and employment, you're building a semantics straw man and attacking that.
I don't care about the relation between FICO score and credit history. It's tangential to this discussion.
I don't care about the relation between FICO score and credit history. It's tangential to this discussion.