[mieseratte]

> As for renting, it would be discriminatory against certain religions that forbid debt. If you don't have debt, you can't have a credit score.

I've had credit-history checks done alongside criminal-background checks done for a number of apartments. One of my landlords told me it was a "negative event check," i.e. do you routinely miss payments, rather than an credit-worthiness check before a loan.

Just like I've occasionally had a startup ask me if I have a wife and kids in an interview, I'm sure there exist landlords that use a credit-check less judiciously.