[lonelappde]

My dog license costs $35/yr and the only benefit is the county might help me recover my dog if I lose her, which happened once in 13 years.

My laptop has a warranty that costs $60 year and I get nothing, nothing!, unless I break it. And don't even get me started on my car insurance!

[JoeAltmaier]

Wasn't it Mark Twain who said insurance is "Betting the other man that your house will burn down, and hoping he wins"