[speeder]

When lightning struck my house, insurance company just flat out refused to help, one employee of their just flat out told us on the phone that unless we could prove lightning hit our property specifically, they wouldn't even bother sending someone over to check our claims, because or the claim was false, or the lightning hit the power lines, and in this case we should bother the power company...

(by the way, we know the lightning hit our property, the damage got bigger and bigger in specific direction, and following it the place with highest amount of damage was the tall metallic post where the motor for the gate was attached...)

[seandhi]

Wow. I had the same thing happen in back in '08, but our insurance company pulled record of lightning strikes in the area to determine if lightning could actually have been the cause. Luckily, they determined that it was the likely cause - all in all, I had almost $20,000 in damages.

[michaelbuckbee]

Curious what they would have accepted as proof in that case?

[ceejayoz]

Video surveillance showing the bolt hitting, perhaps?

[buckminster]

A notarized affidavit from Thor?

[randcraw]

Who was your insurer?

[speeder]

Santander