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by astura 2499 days ago
To be clear: credit karma shows VantageScore 3.0 whereas most credit cards, mortgages, and auto loans use a FICO score more often. That being said, there's a bunch of FICO versions in active use. For a rundown of them see here: https://www.investopedia.com/articles/credit-loans-mortgages...

Some esoteric lenders might use VantageScore and, for the most part, if you have a good VantageScore 3.0 you'll most likely have good FICO scores.

1 comments

There's a good 55 point gap between my FICO and my VantageScore, so if you're getting a mortgage or something, you'll definitely want to check the FICO value to at least know if that's the case for you.