[csomar]

> No one buys their groceries with loans

Many people do. Credit Cards and Credit lines.

[mcv]

Nobody in Europe does.

But I wonder if credit cards will follow suit and offer negative rates. Somehow I doubt it, though.

[dagw]

Nobody in Europe does.

Bullshit. It's not as popular as in the US, but it's not like credit cards are unheard of here.

[mujina]

At least in Italy, Spain and Germany people mostly use debit cards, and usually not for groceries, but for online purchases.

[mcv]

They're not unheard of, but most people use them primarily for international online payments, and not for groceries.