[loftyai]

Thanks for the kind words Doreen, your father sounds like a wise man :)

We have tried to engineer the agreement to the point where only during times of nuclear war or some crazy natural disaster, would we not be able to cover the losses.

And per our contract, we are not liable for these act of god events. So, we recommend all of our customers to purchase insurance on property, especially if they live in risky areas related to weather phenomenons.

Down the line, our priority is to incorporate climate modeling , so that we just no longer recommend properties prone to natural disaster damages.