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by penagwin 2505 days ago
> injecting money into the economy by lowering interest rates

But there's still interest rates? People still lose money by taking out a loan to buy a car.

The reason nobody takes a loan for groceries is because groceries are cheap! There's 0 point in taking a loan for groceries unless you literally have no other money.

Meanwhile many people can't afford to buy a car/house with cash, so they're forced to take a loan (and lose money in the long run)