[spaginal]

Save your money. Live to the lowest standard you can.

I had my business start to fail while my second was born. I thought I wouldn’t recover it. I did. It is survivable.

I now have three, but my income is still significantly down. Thriftiness and creativity will do you wonders. Budget and save, even if it’s a little bit.

Some wise financial advice I received as a young man went like this...

Those that make little but save a dollar are better off financially than those that make more but spend a dollar.

The stress of debt will do more harm to you than anything. Try to stay out of it, enjoy these next years, you’ll never get back your children’s early years, but you will always recover finances or a career.

Good luck!

[altsyset]

Thanks

[sifar]

Yes, avoid debt.