[wesammikhail]

It isn´t BankID that´s robust. In fact, as a federation service, it is probably one of the worst maintained ones in human history.

The thing that makes identity theft harder in Scandinavia is the fact that Person-nr (SSNs) are public information. I can look up anyone´s SSN via a quick search (using https://upplysning.se for instance). Yet I can do very little with that information (compared to the US). That said however, it is possible to ruin someone´s life here as well if you really wanted to, it would just take a little bit more work.