[1qaz2wsx]

unfortunately "selling your data" is why your 401k has been growing for last few years. it is not going to stop unless regulated by governments and tweaked over time as loopholes in those regulations are found (or added via lobbying). my take is, it is not going to stop, just kept in a pseudo check due to public awareness.

[treypitt]

regulatory capture by oil & gas companies, big ag, big pharma are also responsible for 401k growth