[codinger]

The problem with using another form of payment is I won't purchase from a small business online without PayPal. PayPal offers consumer protection so I can take a risk with a company I don't trust yet. if it goes bad I can file a complaint and it will almost always get resolved.

[chasedehan]

You don’t have to have paypal for that. You can easily contest any payment from your credit card.

[ademarre]

Except you may have to deal with the inconvenience of changing your credit card number.

[judge2020]

Unless they stored the number and are using it at multiple "merchants", your bank can stop all transactions from them from going through. There's also virtual card services like privacy.com and those provided by multiple banks.

[navigatesol]

You find PayPal better to deal with than your credit card company?

[codinger]

As a consumer, it isn't bad.