[cheeky78]

I completely agree with this. I'm nearing 40 and have been consulting remotely for the past 5 years and have a side business, that will eventually be my full-time income.

The problem is that it's impossible to rely on any one company until you retire. Although I've been keeping my skills updated to the latest technology and trends, if I suddenly lose my job at 50, it's going to be really tough to find another one.