[peteretep]

> Equifax compiled information on me without my explicit consent

I'm not disagreeing with this, but my understanding is that in the UK I'm always asked explicitly before sharing my data with credit agencies, and have been as long as I can remember?

[jessaustin]

Even if you are protected by a regulation that requires that permission, would anyone be surprised to discover that firms like Equifax have failed to obey that regulation? They constantly fail to do required things that don't happen to contribute to profits.