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by vgaldikas 2525 days ago
>For some reason, many people who had $400 on hand still said they’d struggle to come up with the money. “We were scratching our heads,” Chen said.

What exactly made them scratch head? I mean if you have 400 in account, doesn't mean you can just willy nilly spend it on unexpected expense. Maybe this 400 have to last you till the end of month