[BozeWolf]

Dude, In which bubble do you live?;-) In the netherlands, (maestro) card payments are king. Currently in Denmark and last week in Sweden: (maestro) card payments. And in Sweden apps like Swish are really popular as well. (Pay to a phone number).

Granted: germany and france are a bit behind in this.

[gpvos]

France may be behind, but Germany is consciously choosing to keep using cash. By the way, the Dutch central bank has also said that cash should remain.