[mgkimsal]

> as no one going to school right now legitimately thinks the college student loan process is clearly presented in terms that are easy for the AVERAGE 18 year old to understand

I went to university nearly 30 years ago, and I didn't take out any loans the first few years. I did the last year, and even then I didn't think the process was remotely understandable. I remember getting a check and there was a pretty hefty fee that had been taken out, reducing my net by a moderate percentage. I couldn't find any good explanation of this, nor anyone at the school who could explain it.

I had no 'entrance' and 'exit' loan counseling.