[egypturnash]

The debt-owners have spent a lot of money lobbying politicians to pass laws that make it harder to declare bankruptcy.

The debt-owners can hire much more expensive lawyers than you can. The debt-owners have gotten you to sign a contract that says any disputes will be handled by an arbitration bureau, in person, in a state where the laws are most in their favor.

The debt-owners have the cops on their side.

What are you doing about this? Who do you vote for, who do you give money to? Both in terms of political or charitable donations and in terms of who your landlord's giving money to, what the entertainment corporations you patronize are giving money to, etc.

(Not just you: everyone who agrees with this. Including me. I know I'm sure not dropping everything to fight the creeping economic injustice that's burning the Earth alive and concentrating more and more money in the hands of fewer and fewer people.)