[benj111]

"In fact, I've known so many people who have either lost their home, almost lost their home, or are worried about losing their home that it makes up probably a majority of the people I know."

Doesn't seem to match up with

"Did we forget somewhere along the line that a home is just a patch of dirt with four walls and roof thrown on it"

I guess these people aren't struggling to afford a hut on a patch of dirt. I also guess you aren't condemning the majority of people you know as spendthrifts. So how are you reconciling the 2?