[H8crilA]

So you can participate in the digital economy, like using (the local equivalent of) Amazon or Spotify.

[orbifold]

Both of those don’t seem super essential if you don’t even have a bank account. maybe get a bank account first and then think about a subscription music service, also both amazon and Spotify sell prepaid gift cards for this purpose, which you can buy in any super market here.

[H8crilA]

Dude but that's the point. They want to give people in developing markets a bank account (equivalent), to skip gift cards.