Stripe Atlas is the one and only system I've discovered that makes it possible for founders outside the US to get a US bank account. I know dozens of founders with varying degrees of success who have tried for months and failed.
If you're in the US, then it's different. In particular, I don't think Delaware is a good choice for most bootstrappers. Creating an LLC in Nevada, Wyoming or another low-cost, low-hassle state.
It also depends on the state you live in. California, for example, is very aggressive in classifying every business owned by its residents as doing business in California, so many California residents either form a California LLC or leave the state to start their businesses.
Standard disclaimer: I'm not a lawyer, I'm not in the US and if you make business decisions solely on the basis of what you see on a forum, it likely won't end well.
Your points were all sound. I'd emphasize that if you're in a state that is reasonable for incorporation (some are not), you're often better off as a bootstrapper to set up an LLC in your own state rather than in Delaware, Nevada et al. Managing most problems are considerably easier within your own state / locally. And if it ends up being successful, you are likely able to afford the cost and hassle to reincorporate in a more ideal state based on the specific business needs.
I can see the convenience, but also a delaware corporation may have some negative downsides. - Foreign in other states and where you may be - and additional taxes and paperwork.
Plus it'd be hard to deal business in any state outside Delaware for renting or bank accounts. Yes, I see that Silicon Valley Bank is there and opened upon being accepted but - you're putting all your eggs/liabilities into the Stripe Basket.
FEIN - anyone can do that, not an issue.
"Free Templates" from Stripe - I'd be 100% careful using templates for any sort of business w/o having a lawyer you've personally hired overlook it. I've defeated and found loopholes in many off the internet templates for contracts and business formations - this is critical because you can give your opponents leverage (pierce corporate veil) if something isn't accurate or applicable where YOU are residing/taken to court.
It's cool - I can see it as a feature for tying in the credit card processing/merchant account/business formation and letting people host SAAS/Cloud services - but having Stripe as your Registered Agent just, is, too much?
If you're in the US, then it's different. In particular, I don't think Delaware is a good choice for most bootstrappers. Creating an LLC in Nevada, Wyoming or another low-cost, low-hassle state.
It also depends on the state you live in. California, for example, is very aggressive in classifying every business owned by its residents as doing business in California, so many California residents either form a California LLC or leave the state to start their businesses.
Standard disclaimer: I'm not a lawyer, I'm not in the US and if you make business decisions solely on the basis of what you see on a forum, it likely won't end well.