[hackeraccount]

The mortgage interest deduction doesn't incentivize getting a bigger home. Or even a more expensive home. It does incentivize getting a bigger mortgage. Frankly you can borrow a lot to buy a place in the city or in the suburbs.

[throw0101a]

> It does incentivize getting a bigger mortgage.

Most people probably buy the maximum they can "afford" (are approved for).

[lordgrenville]

Sure, but the more expensive the home, the bigger a mortgage you can take.