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by theandrewbailey
2538 days ago
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> If I can make 6% on $400k vs the 4% I'm paying on said mortgage, why wouldn't I pocket that extra 2%? That's a huge assumption. There is implicit risk in debt: you might not be able to make payments due to you losing income in the future. If your income is gone, your investments might not be worth as much either, so those might not cover your debts. There's also peace of mind. There's a psychological effect of having and paying debt. |
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