[Groxx]

You'll find it in tons of large-scale (e.g. governmental) decisions at the very least. "is it worth more to prevent X than to deal with the fallout" is a decision that has to be made at some point, and human life / injury are part of that equation.

So, in a way, yes. I do. So do lots of people when they go to urgent care rather than the ER, knowing that the ER could bankrupt them, and they'd rather risk the delay. I don't have numbers off the top of my head, but I don't think it's as uncommon as you seem to think it is.