[Bokanovsky]

I'd never give out expensive gear on a rental site like this. If they can't really deal with people not returning / stealing cameras, what happens if they return the camera damaged? Or scratch the lens up? Sure you get money for someone to use your unused camera for a day, but how do you know that they'll treat your equipment as you would? What if they switch your camera out for one in worse condition?

The risk to reward ratio for this doesn't work for me.

[taejo]

It seems pretty clear that they do have insurance for accidental damage, and that's exactly where they're trying to hide the fact that they don't have insurance against fraudulent renters.

The risk profile for fraud is very different from accidents, which is why it's harder to insure against fraud, but also why you really need that insurance (or a deposit, or whatever).