[kingosticks]

I think calling the app nicer is an understatement. It's lightyears ahead of other banks.

The use abroad is fantastic and it's the reason I originally got their prepaid card. Some UK banks do offer a similar service with no fee and/or low exchange rate, I think Nationwide's clarity card is one but that's a credit card so withdrawing cash is costly (IIRC).

I also like Monzo's saving pots idea but since they apparently can't provide any proper financial statements to go along with them they are pretty useless to me. I really don't understand how that is supposed to work if you need to complete a tax return.

My local bank branch closed down last month. And to be honest it was a frustrating experience of queueing up to talk to someone who sometimes knew less than what I read from the website.

So, considering how trivial it is to switch current account in the UK, I'm looking at it from the other angle - why would I stay with my current old-school bank?