[tapiwa]

My biggest problem with most of the "I just need $1m" people I have met is twofold.

One, most of them would have no idea how to use that million in a sustainable way. Take a look at all the lottery winners that end up broke. The article does touch on this ... you don't need a million dollars to do half the things that many people feel they will do when they miraculously land that million.

Secondly, most people are not prepared to put in the kind of work that leads to a million dollar payoff. No, playing the lotto does not count. Getting a big payoff takes hard work, luck, and more hard & smart work.

Far too many people are not prepared to pay the price of success.