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by radford-neal
2556 days ago
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No, 16-year-olds should not be contributing to retirement accounts. The return on investment in such an account will be far less than the return from investing that money in increasing their own human capital. This could be by buying good books to read, buying a computer to learn to program on, or paying for movie tickets to go out on a date with someone who may be their future spouse. |
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