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by pmontra
2558 days ago
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You're in part right. In Europe GDPR requires companies to get consent to share data, so it's still possible. Furthermore it requires them to let users (the owners of the data) extract their own data in some common format. That can be used to migrate to other services. However GDPR doesn't require real time webhooks and this is where you're right: no APIs and wallet gardens are a pain. There is an EU directive [1] that is forcing banks to provide open APIs, but that's only one vertical. [1] https://ec.europa.eu/info/law/payment-services-psd-2-directi... |
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