I share a house with three other people and I don't have any kids. I quite enjoy my life right now and if I had thinner skin I might take offense from your implication.
I'm saying that if people are not able to have a certain standard of living due to their income, why should it be framed as their fault? Obviously I'm not saying someone should be able to live in a 3000 sq. ft. house when I say "certain standard of living."
In your case, you probably made the choice of your living arrangement, not a choice your employer made for you. That's different.
In your case, you probably made the choice of your living arrangement, not a choice your employer made for you. That's different.