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by omeid2 2559 days ago
> mitigates risk of being robbed

This is very unlikely, in places with social unrest people get forced to go to bank withdraw cash, or even as far as sale goods to make the cash for gangster, making it digital will make zero difference.

> more lending because of deposits

Lending by who? what deposits? lending most of all depends on risk which requires a stable society and some resemblance of an economic system and policy.