[nofunphil]

No. FB is the establishment. Now that they've "opened" the crypto door a little wider, it creates the opportunity to build crypto payments that revolt against FB. Solution will likely involve privacy, responsibility, inclusiveness and charity.

[chillacy]

After talking to “normal people” I don’t think they care about any of those things as much as rewards points and fraud prevention/remediation.

[nofunphil]

Yup, agree. A low-fee payments app with crypto rewards would be interesting. But just like how Patagonia serves certain consumers I think different payments apps will appeal to different people who have different priorities and goals when it comes to their money. It opens up the landscape to massive competition in designer currencies and payments apps. I think it will come down to trust, security and brand identity