[oarsinsync]

> A transatlantic bank transfer will cost you over 30 euros

Not will, but can. I did a transatlantic SWIFT payment recently and it cost me $9 in correspondent bank fees. I did another one and it cost me $0 in fees. I did another and it cost $18.

In each instance, I was able to get a SWIFT trace by asking the emitting and receiving banks to provide this. I didn't get a receipt for the SWIFT fees correspondent banks charged, but I did get receipts for the bank fees at either end.

Banks do suck, and the payment networks also suck, but sometimes they can suck less.