[lvturner]

> Been there, in China, with Alipay. Absolutely no way for an EU person to pay with it: doesn't accept European phone number for sign up and since the end of 2018 one can not get a proper Chinese SIM with a passport.

This is not true.

I got a "proper Chinese SIM" and new bank account two months ago in Shenzhen. Both Alipay and WeChat pay work fine. Whole process took under two hours, including getting the sim and I had bank card in my hand by the end of it.

[pmlnr]

I guess you were not on vacation in Hangzhou and in scenic areas. The last thing I'd want to do on holiday is opening a bank account.