[anextomp]

I could purchase a semi truck today and drive it despite the fact i'm not licensed. I don't see how it's any different - the thing stopping people from driving vehicles that they don't have the license for is that it is illegal and you can be punished.

Repossession doesn't come into the equation - the same way I can buy a truck, they can buy/own a car that they aren't allowed to drive. It makes sense that they would sell it and buy one they are licensed to drive, but nobody's making them if they want to sit in it and make car noises while not moving.