[povertyworld]

There's also the issue that money isn't worth much until you transmute it into class privilege by way of elite education.

[imtringued]

Actually I'd say it is the other way around. If you're a millionaire plumber then keeping up with other people with a similar level of wealth will reduce the worth of your money massively. At that point you're no longer ahead of 90% of people in the USA. You're at the bottom of your friends circle at least in terms of wealth.

[tomrod]

Or purchase a timber farm and setup shop.

Or invest in a prime developable area near a large metropolis.

Or look at the bank account and smile occasionally.

Class privilege comes with baggage. Better to focus on making the world a better place, starting with your own world -- which often keeps one from putting their nose up too high.