[ryanackley]

Here's my main beef with Plaid: a lot of times when you use it as an end user you have no idea that you're giving one of Plaid's customers full history on all of your transactions, accounts, credit cards, loans, etc. Plaid presents you with a ToS that you will probably never read.

Compare that to something like "Sign-in with Google" or "Sign in with Github". They put it in plain english exactly what the website you are signing into is asking permission for and you explicitly say I'm ok with that.

[amluto]

I wonder if an enterprising attorney general could try to go after Plaid for CFAA violations. They are arguably making unauthorized, fraudulent access to banks’ computer systems.