[rishirishi]

What would you recommend for ACH bank account verification?

[jamiek88]

Micro deposit while cumbersome and slow, works fine.

I don't believe access to all of my most personal data should be ‘frictionless’.

[pbreit]

Micro deposits definitely do not work fine. If banks offered an authenticated way to confirm bank account & routing number instantly and without access to txn history, would be much better.