[oefrha]

I totally agree, but unfortunately my bank (a major U.S. bank) does block a transaction and sometimes lock my credit card completely when they think the transaction is suspicious. There’s no confirmation mechanism, I have to call them to get the card unlocked. Of course, this usually gets resolved within five minutes (except that one time when I had to renew a .ng domain, and the Nigeria-originated transaction got auto-blocked three times in a row, and eventually the case had to be escalated to override their security mechanism entirely), not 29 hours.