[bjonathan]

I run an ecommerce website in France, and I use Stripe (french account), and I get a couple of chargebacks per year. Usually, it's the customer who gets his CC stolen, blocks it and declares all the transactions in the timeframe as fraudulent.

FWIW, I have had 10 chargebacks and lost the dispute for each of them even with the delivery address matching the CC name and the proof of delivery... But I will pass on this protection, the price is way too high for us.